Lakes & ReservoirsFly FishingSpin, Cast & Bait

Lower Saginaw Bay Fishing Guide

Michigan

The lower end of Saginaw Bay off Bay City and Linwood, where Michigan DNR reports walleye trolled around Callahan Reef and Spoils Island and yellow perch caught at the Spark Plug buoys.

Part of Saginaw Bay.

Trip at a Glance

Anglers come to Lower Saginaw Bay for largemouth bass, smallmouth bass, yellow perch, walleye and channel catfish. November is outside the confirmed prime months here: largemouth bass is prime Jul; smallmouth bass is prime May; walleye and channel catfish are prime May to Jun.

There are 7 shops within 45 miles (1 fly, 6 bait and tackle); the closest is Bass Pro Shops in Saginaw, about 18 mi away. Also nearby: the Au Sable River (Oscoda).

Season at a Glance

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Largemouth Bass
Smallmouth Bass
Yellow Perch
No Agency Season
Walleye
Channel Catfish

Legend

This Month Prime: Top Months Open, Slower No Agency Season Found

Agency: Michigan DNRCreel Survey: Michigan DNR (Largemouth Bass, Smallmouth Bass, Channel Catfish)How We Read It

Season Rules & Licenses

  • Walleye (Saginaw Bay and the lower Saginaw River to the Center Street Bridge): 8 a day, 13 inch minimum, open all year. Michigan DNR 2026
  • Bass: catch-and-immediate-release all year; may be kept from the Saturday before Memorial Day to Dec. 31. Michigan DNR 2026

Rules: our short summary, not the official text. Gear & Tackle is independent, not a government site; rules change, so read the agency's current rules before you go.

Most anglers need a Michigan fishing license; age cutoffs and exemptions are set by the state.

Licensed Bait Dealers Nearby

Source: Michigan DNR's bait dealer list, May 2026.

Parts of Saginaw Bay

Lower Saginaw Bay Species

Species per Michigan DNR: Largemouth Bass; Smallmouth Bass, Yellow Perch, Walleye and Channel Catfish. Catch by month from Michigan DNR creel survey data.

Images: Duane Raver and Timothy Knepp, USFWS. Public domain.

What to Use

Fishing In
Fish

Walleye

Prime: May to Jun

Spin / Cast

7 to 8 ft medium casting rod and line-counter reel for trolling crawler harnesses behind bottom bouncers and deep crankbaits, 10 to 12 lb line. For jigging, a 6.5 ft medium-light rod with 10 lb braid to a 6 to 8 lb fluorocarbon leader.

Rod, Reel and Line

  • RodSt. Croix Eyecon Trolling Rod · 7 ft 6 in or 8 ft 6 in, medium, moderate, 10 to 20 lb line (telescopic)Check Price
  • ReelOkuma Magda Pro Line Counter Reel · size 20, right handCheck Price
  • LineBerkley Trilene XL Monofilament · 10 or 12 lbCheck Price

Tie On in November

  • Lure for November · Size 3 to 4 bladeCrawler Harness · Northland Baitfish-Image Spinner Harness✓ Named by Michigan DNRBehind a bottom bouncer.Check Price
  • Bait for November · Whole or halfNightcrawlers✓ Named by Michigan DNRBait Shops
  • Lure for November · 1/8 to 3/8 ozJig and Minnow · Northland Fire-Ball JigCheck Price
  • Lure for November · 2.75 to 4.4 inDeep-Diving Crankbait · Rapala Deep Tail DancerTrolled or cast.Check Price
  • Lure for November · 1.5 to 4.75 inJerkbait · Rapala X-Rap JerkbaitAfter dark.Check Price

Named by Michigan DNR: the Michigan Department of Natural Resources names this kind of fly, lure or bait for this fish here; tap the name for its page. It names the type, not the product we link, and does not endorse this site.

Other Picks: general for this fish, each checked against state and federal agency pages, not specific to this water. Ask a local shop what is working.

Gear: rods, reels and lines are starting points, sized from each maker's page. Some links are affiliate links. See our disclosure.

Buy Local

Shops near Lower Saginaw Bay:

Map of Lower Saginaw Bay

View Larger Map© OpenStreetMap contributors

Fishing VideosWatch Lower Saginaw Bay Fishing Videos on YouTube

Planning for a Month

Prime in November

Nothing at its peak this month.

Daylight

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Moon

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Typical Weather

47°F high, 31°F low

About 2.4 in of precipitation for the month.

Typical, Not a Forecast: weather from NOAA's 1991 to 2020 normals at a station about 7 mi away.

Also Worth Packing

Clothing for November comes first, picked from typical weather here.

Apparel

Smartwool Classic Thermal Merino Base Layer

A 100% merino wool base layer for temperature regulation and moisture management, under waders or a jacket.

Pack It For: Nov to Mar

Check Price Maker's Page

Apparel

Glacier Glove Alaska River Flip Mitt

Fingerless fishing gloves with a fold-over mitt for cold hands between casts.

Pack It For: Nov to Mar

Check Price Maker's Page

Nets & Tools

Frabill Rubber Mesh Landing Net

A floating trout net with tangle-free micromesh rubberized netting and a flat bottom that supports the fish's weight evenly.

Check Price Maker's Page

Terminal Tackle

Northland Rock-Runner Bottom Bouncer

A bottom bouncer with a 10 in stainless steel wire feeler that glides over rocks, logs and weeds, for drifting and trolling spinner rigs and live bait for walleyes.

Check Price Maker's Page

Some links are affiliate links. See our disclosure.

Ramps and Launches on Lower Saginaw Bay

Source: Michigan DNR Boating Access Sites. Hours and fees change; check before you go.

Shops Near Lower Saginaw Bay

Within 45 mi

Guides and Charters Near Lower Saginaw Bay

Within 25 mi

Nearby Water